Call reports 2003
LANDMARK BANK OF FLORIDA — 2003
What LANDMARK BANK OF FLORIDA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 93,648,000 | 100,866,000 | 108,083,000 | 129,131,000 |
| Total loans | 73,122,000 | 76,203,000 | 84,784,000 | 94,172,000 |
| Allowance for loan losses | 803,000 | 844,000 | 934,000 | 1,038,000 |
| Securities available for sale | 10,948,000 | 12,921,000 | 19,161,000 | 18,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,864,000 | 89,446,000 | 92,736,000 | 113,829,000 |
| Interest-bearing deposits | 73,101,000 | 80,273,000 | 82,039,000 | 102,932,000 |
| Noninterest-bearing deposits | 9,763,000 | 9,173,000 | 10,697,000 | 10,897,000 |
| Equity capital | 8,805,000 | 9,154,000 | 9,178,000 | 9,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,537,000 | 3,907,000 | 5,452,000 |
| Interest expense | 453,000 | 918,000 | 1,376,000 | 1,856,000 |
| Net interest income | 768,000 | 1,619,000 | 2,531,000 | 3,596,000 |
| Noninterest income | 44,000 | 84,000 | 149,000 | 210,000 |
| Noninterest expense | 574,000 | 1,271,000 | 2,013,000 | 2,836,000 |
| Provision for loan losses | 111,000 | 152,000 | 248,000 | 352,000 |
| Pretax income | 127,000 | 280,000 | 419,000 | 618,000 |
| Income tax | 21,000 | 36,000 | 53,000 | 90,000 |
| Net income | 106,000 | 244,000 | 366,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,757,000 | 9,082,000 | 9,227,000 | 9,366,000 |
| Total capital | 9,560,000 | 9,926,000 | 10,161,000 | 10,404,000 |
| Risk-weighted assets | 74,793,000 | 80,965,000 | 90,580,000 | 97,513,000 |