Call reports 2002
LANDMARK BANK OF FLORIDA — 2002
What LANDMARK BANK OF FLORIDA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,937,000 | 63,125,000 | 66,805,000 | 79,092,000 |
| Total loans | 42,587,000 | 51,358,000 | 55,218,000 | 62,823,000 |
| Allowance for loan losses | 492,000 | 583,000 | 608,000 | 692,000 |
| Securities available for sale | 5,804,000 | 4,918,000 | 4,549,000 | 9,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,853,000 | 55,759,000 | 57,741,000 | 69,177,000 |
| Interest-bearing deposits | 41,642,000 | 49,762,000 | 49,626,000 | 62,177,000 |
| Noninterest-bearing deposits | 5,211,000 | 5,997,000 | 8,115,000 | 7,000,000 |
| Equity capital | 5,640,000 | 5,734,000 | 7,659,000 | 8,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 829,000 | 1,739,000 | 2,756,000 | 3,920,000 |
| Interest expense | 353,000 | 721,000 | 1,120,000 | 1,550,000 |
| Net interest income | 476,000 | 1,018,000 | 1,636,000 | 2,370,000 |
| Noninterest income | 18,000 | 83,000 | 105,000 | 150,000 |
| Noninterest expense | 426,000 | 854,000 | 1,328,000 | 1,857,000 |
| Provision for loan losses | 50,000 | 142,000 | 167,000 | 251,000 |
| Pretax income | 18,000 | 111,000 | 252,000 | 412,000 |
| Income tax | 7,000 | 41,000 | 93,000 | 159,000 |
| Net income | 11,000 | 70,000 | 159,000 | 253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,463,000 | 5,655,000 | 7,569,000 | 8,307,000 |
| Total capital | 5,955,000 | 6,238,000 | 8,177,000 | 8,999,000 |
| Risk-weighted assets | 41,148,000 | 47,637,000 | 50,200,000 | 64,818,000 |