Call reports 2024
FARMERS SAVINGS BANK & TRUST — 2024
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 209,490,000 | 205,229,000 | 212,703,000 | 205,160,000 |
| Total loans | 101,858,000 | 101,786,000 | 105,111,000 | 111,445,000 |
| Allowance for loan losses | 572,000 | 588,000 | 656,000 | 676,000 |
| Securities available for sale | 93,477,000 | 90,950,000 | 91,404,000 | 80,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,089,000 | 179,725,000 | 197,343,000 | 186,912,000 |
| Interest-bearing deposits | 151,864,000 | 135,716,000 | 154,016,000 | 142,130,000 |
| Noninterest-bearing deposits | 45,225,000 | 44,009,000 | 43,327,000 | 44,782,000 |
| Equity capital | 7,791,000 | 8,846,000 | 12,649,000 | 9,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,068,000 | 4,172,000 | 6,295,000 | 8,482,000 |
| Interest expense | 698,000 | 1,402,000 | 2,188,000 | 2,926,000 |
| Net interest income | 1,370,000 | 2,770,000 | 4,107,000 | 5,556,000 |
| Noninterest income | 196,000 | 423,000 | 577,000 | 784,000 |
| Noninterest expense | 977,000 | 1,969,000 | 3,008,000 | 4,155,000 |
| Provision for loan losses | 0 | 0 | 70,000 | 90,000 |
| Pretax income | 579,000 | 1,200,000 | 1,576,000 | 2,069,000 |
| Income tax | 24,000 | 54,000 | 70,000 | 82,000 |
| Net income | 555,000 | 1,146,000 | 1,506,000 | 1,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,276,000 | 21,492,000 | 21,452,000 | 21,683,000 |
| Total capital | 21,848,000 | 22,080,000 | 22,108,000 | 22,359,000 |
| Risk-weighted assets | 123,225,000 | 122,774,000 | 124,510,000 | 129,606,000 |