Call reports 2023
FARMERS SAVINGS BANK & TRUST — 2023
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 218,010,000 | 209,829,000 | 211,433,000 | 213,286,000 |
| Total loans | 94,096,000 | 94,256,000 | 98,698,000 | 102,966,000 |
| Allowance for loan losses | 495,000 | 495,000 | 540,000 | 572,000 |
| Securities available for sale | 107,686,000 | 103,468,000 | 97,017,000 | 97,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,230,000 | 188,205,000 | 196,100,000 | 181,769,000 |
| Interest-bearing deposits | 153,957,000 | 137,584,000 | 148,905,000 | 135,731,000 |
| Noninterest-bearing deposits | 49,273,000 | 50,621,000 | 47,195,000 | 46,038,000 |
| Equity capital | 7,017,000 | 6,934,000 | 4,483,000 | 7,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,855,000 | 3,733,000 | 5,676,000 | 7,697,000 |
| Interest expense | 294,000 | 688,000 | 1,217,000 | 1,794,000 |
| Net interest income | 1,561,000 | 3,045,000 | 4,459,000 | 5,903,000 |
| Noninterest income | 187,000 | 388,000 | 547,000 | 740,000 |
| Noninterest expense | 1,011,000 | 1,957,000 | 2,993,000 | 3,990,000 |
| Provision for loan losses | 150,000 | 150,000 | 195,000 | 233,000 |
| Pretax income | 587,000 | 1,378,000 | 1,868,000 | 2,474,000 |
| Income tax | 33,000 | 58,000 | 80,000 | 98,000 |
| Net income | 554,000 | 1,320,000 | 1,788,000 | 2,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,351,000 | 20,742,000 | 20,809,000 | 21,096,000 |
| Total capital | 20,846,000 | 21,237,000 | 21,349,000 | 21,668,000 |
| Risk-weighted assets | 120,133,000 | 118,364,000 | 123,552,000 | 125,029,000 |