Call reports 2022
FARMERS SAVINGS BANK & TRUST — 2022
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 236,063,000 | 220,130,000 | 226,331,000 | 221,591,000 |
| Total loans | 86,325,000 | 83,270,000 | 86,742,000 | 97,178,000 |
| Allowance for loan losses | 375,000 | 374,000 | 375,000 | 362,000 |
| Securities available for sale | 107,548,000 | 103,817,000 | 113,836,000 | 111,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,932,000 | 205,748,000 | 209,561,000 | 199,553,000 |
| Interest-bearing deposits | 165,219,000 | 153,426,000 | 158,188,000 | 142,619,000 |
| Noninterest-bearing deposits | 50,713,000 | 52,322,000 | 51,373,000 | 56,934,000 |
| Equity capital | 12,554,000 | 6,535,000 | 5,261,000 | 7,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,861,000 | 4,505,000 | 6,273,000 |
| Interest expense | 170,000 | 334,000 | 489,000 | 669,000 |
| Net interest income | 1,213,000 | 2,527,000 | 4,016,000 | 5,604,000 |
| Noninterest income | 203,000 | 377,000 | 617,000 | 814,000 |
| Noninterest expense | 961,000 | 1,929,000 | 2,908,000 | 3,909,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 455,000 | 975,000 | 1,725,000 | 2,501,000 |
| Income tax | 24,000 | 50,000 | 87,000 | 122,000 |
| Net income | 431,000 | 925,000 | 1,638,000 | 2,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,972,000 | 19,266,000 | 19,780,000 | 20,170,000 |
| Total capital | 19,347,000 | 20,014,000 | 20,155,000 | 20,532,000 |
| Risk-weighted assets | 126,538,000 | 113,645,000 | 117,038,000 | 123,419,000 |