Call reports 2021
FARMERS SAVINGS BANK & TRUST — 2021
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 218,824,000 | 206,184,000 | 220,761,000 | 210,261,000 |
| Total loans | 92,569,000 | 89,787,000 | 88,095,000 | 86,625,000 |
| Allowance for loan losses | 368,000 | 372,000 | 373,000 | 373,000 |
| Securities available for sale | 81,211,000 | 94,619,000 | 95,124,000 | 109,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,872,000 | 180,812,000 | 193,263,000 | 186,054,000 |
| Interest-bearing deposits | 146,753,000 | 135,890,000 | 148,888,000 | 135,249,000 |
| Noninterest-bearing deposits | 45,119,000 | 44,922,000 | 44,375,000 | 50,805,000 |
| Equity capital | 18,458,000 | 18,210,000 | 18,746,000 | 17,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,814,000 | 3,381,000 | 4,727,000 | 6,090,000 |
| Interest expense | 213,000 | 418,000 | 612,000 | 798,000 |
| Net interest income | 1,601,000 | 2,963,000 | 4,115,000 | 5,292,000 |
| Noninterest income | 231,000 | 582,000 | 799,000 | 1,039,000 |
| Noninterest expense | 1,000,000 | 2,040,000 | 3,010,000 | 3,997,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 832,000 | 1,529,000 | 1,928,000 | 2,402,000 |
| Income tax | 42,000 | 77,000 | 98,000 | 114,000 |
| Net income | 790,000 | 1,452,000 | 1,830,000 | 2,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,194,000 | 18,480,000 | 18,484,000 | 18,741,000 |