Call reports 2020
FARMERS SAVINGS BANK & TRUST — 2020
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 170,779,000 | 177,204,000 | 202,578,000 | 195,233,000 |
| Total loans | 89,381,000 | 92,094,000 | 91,924,000 | 88,815,000 |
| Allowance for loan losses | 363,000 | 383,000 | 368,000 | 368,000 |
| Securities available for sale | 46,688,000 | 56,437,000 | 68,311,000 | 83,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,389,000 | 150,425,000 | 172,304,000 | 166,822,000 |
| Interest-bearing deposits | 120,400,000 | 115,654,000 | 134,298,000 | 125,149,000 |
| Noninterest-bearing deposits | 27,989,000 | 34,771,000 | 38,006,000 | 41,673,000 |
| Equity capital | 17,107,000 | 18,222,000 | 18,587,000 | 18,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,543,000 | 3,207,000 | 4,706,000 | 6,148,000 |
| Interest expense | 232,000 | 472,000 | 708,000 | 934,000 |
| Net interest income | 1,311,000 | 2,735,000 | 3,998,000 | 5,214,000 |
| Noninterest income | 201,000 | 438,000 | 656,000 | 891,000 |
| Noninterest expense | 976,000 | 1,991,000 | 2,907,000 | 3,879,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 536,000 | 1,162,000 | 1,727,000 | 2,206,000 |
| Income tax | 27,000 | 58,000 | 89,000 | 104,000 |
| Net income | 509,000 | 1,104,000 | 1,638,000 | 2,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,186,000 | 17,644,000 | 17,614,000 | 17,729,000 |