Call reports 2019
FARMERS SAVINGS BANK & TRUST — 2019
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 170,492,000 | 159,424,000 | 168,468,000 | 160,484,000 |
| Total loans | 88,279,000 | 89,332,000 | 89,029,000 | 88,992,000 |
| Allowance for loan losses | 361,000 | 362,000 | 362,000 | 363,000 |
| Securities available for sale | 46,672,000 | 47,222,000 | 47,347,000 | 49,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,555,000 | 138,688,000 | 147,049,000 | 138,441,000 |
| Interest-bearing deposits | 122,569,000 | 108,888,000 | 118,086,000 | 106,944,000 |
| Noninterest-bearing deposits | 27,986,000 | 29,801,000 | 28,963,000 | 31,497,000 |
| Equity capital | 15,534,000 | 16,421,000 | 16,717,000 | 17,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,527,000 | 3,106,000 | 4,667,000 | 6,236,000 |
| Interest expense | 163,000 | 342,000 | 533,000 | 745,000 |
| Net interest income | 1,364,000 | 2,764,000 | 4,134,000 | 5,491,000 |
| Noninterest income | 209,000 | 437,000 | 653,000 | 852,000 |
| Noninterest expense | 934,000 | 1,896,000 | 2,859,000 | 3,813,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 632,000 | 1,294,000 | 1,917,000 | 2,519,000 |
| Income tax | 31,000 | 65,000 | 96,000 | 120,000 |
| Net income | 601,000 | 1,229,000 | 1,821,000 | 2,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,380,000 | 16,633,000 | 16,849,000 | 17,052,000 |
| Total capital | 16,741,000 | 16,995,000 | 17,211,000 | 17,415,000 |
| Risk-weighted assets | 100,324,000 | 99,079,000 | 101,603,000 | 100,253,000 |