Call reports 2018
FARMERS SAVINGS BANK & TRUST — 2018
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 174,415,000 | 163,065,000 | 167,919,000 | 157,471,000 |
| Total loans | 89,159,000 | 88,942,000 | 88,823,000 | 89,130,000 |
| Allowance for loan losses | 354,000 | 355,000 | 361,000 | 360,000 |
| Securities available for sale | 52,550,000 | 50,177,000 | 49,927,000 | 48,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,726,000 | 142,928,000 | 148,357,000 | 138,473,000 |
| Interest-bearing deposits | 128,996,000 | 116,079,000 | 122,270,000 | 111,788,000 |
| Noninterest-bearing deposits | 25,730,000 | 26,849,000 | 26,087,000 | 26,685,000 |
| Equity capital | 13,979,000 | 14,070,000 | 14,207,000 | 14,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,438,000 | 2,925,000 | 4,445,000 | 5,965,000 |
| Interest expense | 126,000 | 260,000 | 400,000 | 556,000 |
| Net interest income | 1,312,000 | 2,665,000 | 4,045,000 | 5,409,000 |
| Noninterest income | 374,000 | 659,000 | 884,000 | 1,117,000 |
| Noninterest expense | 1,001,000 | 2,013,000 | 2,970,000 | 3,931,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 684,000 | 1,310,000 | 1,953,000 | 2,589,000 |
| Income tax | 32,000 | 64,000 | 97,000 | 123,000 |
| Net income | 652,000 | 1,246,000 | 1,856,000 | 2,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,465,000 | 15,684,000 | 15,919,000 | 16,154,000 |
| Total capital | 15,819,000 | 16,039,000 | 16,280,000 | 16,514,000 |
| Risk-weighted assets | 101,756,000 | 99,443,000 | 101,546,000 | 98,856,000 |