Call reports 2017
FARMERS SAVINGS BANK & TRUST — 2017
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 175,303,000 | 159,564,000 | 170,762,000 | 159,535,000 |
| Total loans | 87,257,000 | 88,064,000 | 88,127,000 | 90,119,000 |
| Allowance for loan losses | 353,000 | 354,000 | 354,000 | 353,000 |
| Securities available for sale | 58,483,000 | 56,530,000 | 54,192,000 | 53,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,869,000 | 138,995,000 | 149,542,000 | 139,612,000 |
| Interest-bearing deposits | 128,109,000 | 114,699,000 | 126,238,000 | 115,268,000 |
| Noninterest-bearing deposits | 26,760,000 | 24,296,000 | 23,304,000 | 24,344,000 |
| Equity capital | 13,865,000 | 14,381,000 | 14,601,000 | 14,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,374,000 | 2,789,000 | 4,182,000 | 5,615,000 |
| Interest expense | 113,000 | 231,000 | 351,000 | 477,000 |
| Net interest income | 1,261,000 | 2,558,000 | 3,831,000 | 5,138,000 |
| Noninterest income | 365,000 | 663,000 | 951,000 | 1,239,000 |
| Noninterest expense | 984,000 | 1,991,000 | 2,982,000 | 4,027,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 642,000 | 1,230,000 | 1,800,000 | 2,350,000 |
| Income tax | 30,000 | 60,000 | 89,000 | 112,000 |
| Net income | 612,000 | 1,170,000 | 1,711,000 | 2,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,562,000 | 14,795,000 | 14,986,000 | 15,163,000 |
| Total capital | 14,915,000 | 15,149,000 | 15,340,000 | 15,516,000 |
| Risk-weighted assets | 99,752,000 | 96,902,000 | 99,794,000 | 99,259,000 |