Call reports 2016
FARMERS SAVINGS BANK & TRUST — 2016
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 173,593,000 | 161,548,000 | 170,490,000 | 159,088,000 |
| Total loans | 86,866,000 | 87,542,000 | 88,432,000 | 89,008,000 |
| Allowance for loan losses | 351,000 | 352,000 | 352,000 | 352,000 |
| Securities available for sale | 56,617,000 | 62,342,000 | 56,854,000 | 56,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,262,000 | 140,594,000 | 149,056,000 | 138,707,000 |
| Interest-bearing deposits | 131,016,000 | 117,884,000 | 123,147,000 | 111,822,000 |
| Noninterest-bearing deposits | 22,246,000 | 22,710,000 | 25,909,000 | 26,885,000 |
| Equity capital | 13,603,000 | 13,987,000 | 14,309,000 | 13,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,353,000 | 2,701,000 | 4,077,000 | 5,454,000 |
| Interest expense | 131,000 | 257,000 | 378,000 | 498,000 |
| Net interest income | 1,222,000 | 2,444,000 | 3,699,000 | 4,956,000 |
| Noninterest income | 300,000 | 598,000 | 885,000 | 1,169,000 |
| Noninterest expense | 955,000 | 1,905,000 | 2,873,000 | 3,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 580,000 | 1,182,000 | 1,756,000 | 2,353,000 |
| Income tax | 29,000 | 57,000 | 85,000 | 112,000 |
| Net income | 551,000 | 1,125,000 | 1,671,000 | 2,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,485,000 | 13,783,000 | 14,030,000 | 14,275,000 |
| Total capital | 13,836,000 | 14,135,000 | 14,382,000 | 14,627,000 |
| Risk-weighted assets | 98,205,000 | 96,857,000 | 99,562,000 | 97,981,000 |