Call reports 2015
FARMERS SAVINGS BANK & TRUST — 2015
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 176,845,000 | 162,083,000 | 172,778,000 | 162,802,000 |
| Total loans | 84,931,000 | 86,694,000 | 87,875,000 | 88,337,000 |
| Allowance for loan losses | 326,000 | 342,000 | 353,000 | 351,000 |
| Securities available for sale | 61,943,000 | 57,403,000 | 58,950,000 | 59,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,175,000 | 142,432,000 | 152,223,000 | 142,849,000 |
| Interest-bearing deposits | 134,044,000 | 121,370,000 | 130,722,000 | 117,969,000 |
| Noninterest-bearing deposits | 22,131,000 | 21,062,000 | 21,501,000 | 24,881,000 |
| Equity capital | 12,932,000 | 12,969,000 | 13,120,000 | 13,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,340,000 | 2,698,000 | 4,056,000 | 5,418,000 |
| Interest expense | 146,000 | 284,000 | 421,000 | 553,000 |
| Net interest income | 1,194,000 | 2,414,000 | 3,635,000 | 4,865,000 |
| Noninterest income | 303,000 | 548,000 | 793,000 | 1,045,000 |
| Noninterest expense | 974,000 | 1,991,000 | 2,960,000 | 3,960,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 523,000 | 971,000 | 1,468,000 | 1,976,000 |
| Income tax | 26,000 | 49,000 | 74,000 | 95,000 |
| Net income | 497,000 | 922,000 | 1,394,000 | 1,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,699,000 | 12,799,000 | 12,996,000 | 13,209,000 |
| Total capital | 13,025,000 | 13,141,000 | 13,349,000 | 13,560,000 |
| Risk-weighted assets | 91,263,000 | 94,301,000 | 98,063,000 | 96,729,000 |