Call reports 2013
FARMERS SAVINGS BANK & TRUST — 2013
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 175,849,000 | 167,932,000 | 177,751,000 | 169,846,000 |
| Total loans | 71,109,000 | 71,205,000 | 76,955,000 | 82,214,000 |
| Allowance for loan losses | 490,000 | 490,000 | 490,000 | 488,000 |
| Securities available for sale | 74,321,000 | 77,558,000 | 81,036,000 | 76,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,222,000 | 149,391,000 | 153,457,000 | 145,156,000 |
| Interest-bearing deposits | 139,565,000 | 129,545,000 | 133,443,000 | 124,836,000 |
| Noninterest-bearing deposits | 19,657,000 | 19,846,000 | 20,014,000 | 20,320,000 |
| Equity capital | 12,315,000 | 11,355,000 | 11,329,000 | 11,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,185,000 | 2,398,000 | 3,662,000 | 4,990,000 |
| Interest expense | 261,000 | 514,000 | 759,000 | 985,000 |
| Net interest income | 924,000 | 1,884,000 | 2,903,000 | 4,005,000 |
| Noninterest income | 244,000 | 506,000 | 779,000 | 1,023,000 |
| Noninterest expense | 863,000 | 1,697,000 | 2,566,000 | 3,511,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 305,000 | 693,000 | 1,116,000 | 1,517,000 |
| Income tax | 15,000 | 34,000 | 55,000 | 72,000 |
| Net income | 290,000 | 659,000 | 1,061,000 | 1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,632,000 | 11,701,000 | 11,753,000 | 11,837,000 |
| Total capital | 12,122,000 | 12,191,000 | 12,243,000 | 12,325,000 |
| Risk-weighted assets | 84,391,000 | 87,741,000 | 95,446,000 | 98,313,000 |