Call reports 2012
FARMERS SAVINGS BANK & TRUST — 2012
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 179,763,000 | 170,847,000 | 172,835,000 | 167,013,000 |
| Total loans | 70,188,000 | 70,534,000 | 70,809,000 | 75,297,000 |
| Allowance for loan losses | 537,000 | 537,000 | 538,000 | 537,000 |
| Securities available for sale | 66,988,000 | 80,445,000 | 77,574,000 | 72,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,400,000 | 152,335,000 | 151,741,000 | 145,635,000 |
| Interest-bearing deposits | 142,273,000 | 131,753,000 | 133,204,000 | 124,792,000 |
| Noninterest-bearing deposits | 21,127,000 | 20,582,000 | 18,537,000 | 20,843,000 |
| Equity capital | 11,657,000 | 12,191,000 | 12,902,000 | 12,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,649,000 | 4,010,000 | 5,316,000 |
| Interest expense | 322,000 | 629,000 | 922,000 | 1,204,000 |
| Net interest income | 1,013,000 | 2,020,000 | 3,088,000 | 4,112,000 |
| Noninterest income | 279,000 | 506,000 | 743,000 | 1,006,000 |
| Noninterest expense | 893,000 | 1,802,000 | 2,678,000 | 3,592,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 399,000 | 819,000 | 1,248,000 | 1,652,000 |
| Income tax | 19,000 | 39,000 | 57,000 | 77,000 |
| Net income | 380,000 | 780,000 | 1,191,000 | 1,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,147,000 | 11,697,000 | 11,758,000 | 11,742,000 |
| Total capital | 11,684,000 | 12,234,000 | 12,296,000 | 12,279,000 |
| Risk-weighted assets | 84,973,000 | 83,746,000 | 83,444,000 | 85,550,000 |