Call reports 2011
FARMERS SAVINGS BANK & TRUST — 2011
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 161,453,000 | 151,913,000 | 170,825,000 | 161,951,000 |
| Total loans | 71,269,000 | 70,565,000 | 71,761,000 | 74,143,000 |
| Allowance for loan losses | 622,000 | 619,000 | 636,000 | 536,000 |
| Securities available for sale | 56,410,000 | 61,104,000 | 58,379,000 | 63,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,321,000 | 136,271,000 | 152,470,000 | 145,826,000 |
| Interest-bearing deposits | 129,741,000 | 119,985,000 | 133,827,000 | 125,533,000 |
| Noninterest-bearing deposits | 16,580,000 | 16,286,000 | 18,643,000 | 20,293,000 |
| Equity capital | 10,829,000 | 11,150,000 | 11,390,000 | 11,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,424,000 | 2,871,000 | 4,291,000 | 5,739,000 |
| Interest expense | 369,000 | 720,000 | 1,065,000 | 1,400,000 |
| Net interest income | 1,055,000 | 2,151,000 | 3,226,000 | 4,339,000 |
| Noninterest income | 212,000 | 458,000 | 657,000 | 854,000 |
| Noninterest expense | 868,000 | 1,754,000 | 2,617,000 | 3,561,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 460,000 | 1,276,000 | 1,834,000 | 2,678,000 |
| Income tax | 24,000 | 61,000 | 87,000 | 130,000 |
| Net income | 436,000 | 1,215,000 | 1,747,000 | 2,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,005,000 | 10,284,000 | 10,316,000 | 10,967,000 |
| Total capital | 10,627,000 | 10,903,000 | 10,952,000 | 11,503,000 |
| Risk-weighted assets | 80,351,000 | 77,836,000 | 86,111,000 | 84,570,000 |