Call reports 2010
FARMERS SAVINGS BANK & TRUST — 2010
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 150,618,000 | 147,531,000 | 154,432,000 | 145,831,000 |
| Total loans | 73,371,000 | 74,133,000 | 76,352,000 | 76,145,000 |
| Allowance for loan losses | 631,000 | 627,000 | 624,000 | 622,000 |
| Securities available for sale | 53,655,000 | 51,195,000 | 51,865,000 | 48,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,537,000 | 132,094,000 | 138,352,000 | 131,102,000 |
| Interest-bearing deposits | 120,542,000 | 116,571,000 | 122,468,000 | 114,865,000 |
| Noninterest-bearing deposits | 14,995,000 | 15,523,000 | 15,884,000 | 16,237,000 |
| Equity capital | 11,040,000 | 11,299,000 | 11,461,000 | 10,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,562,000 | 3,133,000 | 4,705,000 | 6,284,000 |
| Interest expense | 485,000 | 950,000 | 1,387,000 | 1,796,000 |
| Net interest income | 1,077,000 | 2,183,000 | 3,318,000 | 4,488,000 |
| Noninterest income | 214,000 | 432,000 | 613,000 | 853,000 |
| Noninterest expense | 867,000 | 1,793,000 | 2,675,000 | 3,688,000 |
| Provision for loan losses | 61,000 | 61,000 | 61,000 | 61,000 |
| Pretax income | 596,000 | 1,088,000 | 1,872,000 | 2,406,000 |
| Income tax | 29,000 | 52,000 | 91,000 | 115,000 |
| Net income | 567,000 | 1,036,000 | 1,781,000 | 2,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,995,000 | 9,914,000 | 10,159,000 | 10,119,000 |
| Total capital | 10,626,000 | 10,541,000 | 10,783,000 | 10,741,000 |
| Risk-weighted assets | 79,010,000 | 79,477,000 | 80,407,000 | 80,793,000 |