Call reports 2009
FARMERS SAVINGS BANK & TRUST — 2009
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 150,615,000 | 145,309,000 | 154,666,000 | 147,618,000 |
| Total loans | 68,456,000 | 66,639,000 | 68,759,000 | 72,861,000 |
| Allowance for loan losses | 469,000 | 525,000 | 553,000 | 580,000 |
| Securities available for sale | 55,788,000 | 61,648,000 | 59,586,000 | 57,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,933,000 | 131,001,000 | 136,776,000 | 128,734,000 |
| Interest-bearing deposits | 122,699,000 | 116,770,000 | 123,859,000 | 113,012,000 |
| Noninterest-bearing deposits | 13,234,000 | 14,231,000 | 12,917,000 | 15,722,000 |
| Equity capital | 11,264,000 | 10,241,000 | 10,876,000 | 10,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,715,000 | 3,359,000 | 4,963,000 | 6,603,000 |
| Interest expense | 700,000 | 1,371,000 | 1,995,000 | 2,550,000 |
| Net interest income | 1,015,000 | 1,988,000 | 2,968,000 | 4,053,000 |
| Noninterest income | 177,000 | 352,000 | 519,000 | 721,000 |
| Noninterest expense | 755,000 | 1,735,000 | 2,583,000 | 3,631,000 |
| Provision for loan losses | 30,000 | 30,000 | 55,000 | 92,000 |
| Pretax income | 893,000 | 1,468,000 | 2,023,000 | 2,393,000 |
| Income tax | 42,000 | 70,000 | 97,000 | 114,000 |
| Net income | 851,000 | 1,398,000 | 1,926,000 | 2,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,554,000 | 9,601,000 | 9,825,000 | 9,878,000 |
| Total capital | 10,023,000 | 10,126,000 | 10,378,000 | 10,458,000 |
| Risk-weighted assets | 72,243,000 | 69,973,000 | 74,327,000 | 77,068,000 |