Call reports 2008
FARMERS SAVINGS BANK & TRUST — 2008
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 66,518,000 | 134,330,000 | 137,118,000 | 138,623,000 |
| Total loans | 25,246,000 | 66,645,000 | 67,462,000 | 71,267,000 |
| Allowance for loan losses | 174,000 | 451,000 | 457,000 | 411,000 |
| Securities available for sale | 33,080,000 | 55,570,000 | 57,654,000 | 55,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,110,000 | 122,177,000 | 124,132,000 | 123,514,000 |
| Interest-bearing deposits | 53,442,000 | 108,667,000 | 111,270,000 | 108,594,000 |
| Noninterest-bearing deposits | 5,668,000 | 13,510,000 | 12,862,000 | 14,920,000 |
| Equity capital | 4,938,000 | 8,680,000 | 9,548,000 | 10,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 3,527,000 | 5,298,000 | 7,083,000 |
| Interest expense | 435,000 | 1,801,000 | 2,589,000 | 3,346,000 |
| Net interest income | 410,000 | 1,726,000 | 2,709,000 | 3,737,000 |
| Noninterest income | 107,000 | 436,000 | 629,000 | 710,000 |
| Noninterest expense | 330,000 | 1,595,000 | 2,349,000 | 3,284,000 |
| Provision for loan losses | 0 | 15,000 | 115,000 | 260,000 |
| Pretax income | 187,000 | 643,000 | 1,071,000 | 1,330,000 |
| Income tax | 9,000 | 31,000 | 50,000 | 65,000 |
| Net income | 178,000 | 612,000 | 1,021,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,358,000 | 8,860,000 | 9,019,000 | 9,003,000 |
| Total capital | 4,532,000 | 9,311,000 | 9,476,000 | 9,414,000 |
| Risk-weighted assets | 30,448,000 | 69,085,000 | 70,111,000 | 73,065,000 |