Call reports 2007
FARMERS SAVINGS BANK & TRUST — 2007
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 60,540,000 | 60,063,000 | 59,609,000 | 64,126,000 |
| Total loans | 25,068,000 | 25,889,000 | 27,127,000 | 28,229,000 |
| Allowance for loan losses | 166,000 | 170,000 | 170,000 | 174,000 |
| Securities available for sale | 27,691,000 | 28,520,000 | 28,371,000 | 30,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,372,000 | 53,847,000 | 53,174,000 | 57,665,000 |
| Interest-bearing deposits | 49,428,000 | 49,197,000 | 48,567,000 | 51,835,000 |
| Noninterest-bearing deposits | 4,944,000 | 4,650,000 | 4,607,000 | 5,830,000 |
| Equity capital | 4,037,000 | 3,714,000 | 4,082,000 | 4,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,594,000 | 2,404,000 | 3,247,000 |
| Interest expense | 403,000 | 818,000 | 1,244,000 | 1,684,000 |
| Net interest income | 388,000 | 776,000 | 1,160,000 | 1,563,000 |
| Noninterest income | 71,000 | 147,000 | 200,000 | 280,000 |
| Noninterest expense | 326,000 | 649,000 | 955,000 | 1,300,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 274,000 | 405,000 | 543,000 |
| Income tax | 6,000 | 13,000 | 19,000 | 24,000 |
| Net income | 127,000 | 261,000 | 386,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,388,000 | 4,397,000 | 4,347,000 | 4,305,000 |
| Total capital | 4,554,000 | 4,567,000 | 4,517,000 | 4,479,000 |
| Risk-weighted assets | 30,106,000 | 30,600,000 | 31,752,000 | 33,193,000 |