Call reports 2006
FARMERS SAVINGS BANK & TRUST — 2006
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 59,783,000 | 59,035,000 | 60,182,000 | 62,190,000 |
| Total loans | 25,209,000 | 25,608,000 | 27,249,000 | 27,882,000 |
| Allowance for loan losses | 159,000 | 159,000 | 160,000 | 170,000 |
| Securities available for sale | 29,611,000 | 29,924,000 | 28,942,000 | 26,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,811,000 | 52,700,000 | 51,008,000 | 56,284,000 |
| Interest-bearing deposits | 49,601,000 | 48,440,000 | 47,047,000 | 50,665,000 |
| Noninterest-bearing deposits | 4,210,000 | 4,260,000 | 3,961,000 | 5,619,000 |
| Equity capital | 3,808,000 | 3,492,000 | 3,840,000 | 3,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,477,000 | 2,242,000 | 3,023,000 |
| Interest expense | 316,000 | 660,000 | 1,043,000 | 1,443,000 |
| Net interest income | 405,000 | 817,000 | 1,199,000 | 1,580,000 |
| Noninterest income | 69,000 | 121,000 | 182,000 | 269,000 |
| Noninterest expense | 306,000 | 621,000 | 938,000 | 1,284,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 311,000 | 437,000 | 559,000 |
| Income tax | 8,000 | 15,000 | 21,000 | 25,000 |
| Net income | 154,000 | 296,000 | 416,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,481,000 | 4,474,000 | 4,443,000 | 4,411,000 |
| Total capital | 4,640,000 | 4,633,000 | 4,603,000 | 4,581,000 |
| Risk-weighted assets | 30,108,000 | 30,288,000 | 31,980,000 | 32,832,000 |