Call reports 2004
FARMERS SAVINGS BANK & TRUST — 2004
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 64,420,000 | 62,456,000 | 62,628,000 | 65,511,000 |
| Total loans | 26,554,000 | 24,614,000 | 25,067,000 | 25,618,000 |
| Allowance for loan losses | 138,000 | 142,000 | 152,000 | 156,000 |
| Securities available for sale | 32,285,000 | 33,066,000 | 33,013,000 | 34,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,816,000 | 54,700,000 | 53,356,000 | 55,215,000 |
| Interest-bearing deposits | 51,027,000 | 50,638,000 | 49,257,000 | 49,956,000 |
| Noninterest-bearing deposits | 4,789,000 | 4,062,000 | 4,099,000 | 5,259,000 |
| Equity capital | 5,284,000 | 4,363,000 | 4,771,000 | 4,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,398,000 | 2,075,000 | 2,753,000 |
| Interest expense | 271,000 | 532,000 | 790,000 | 1,048,000 |
| Net interest income | 444,000 | 866,000 | 1,285,000 | 1,705,000 |
| Noninterest income | 56,000 | 121,000 | 197,000 | 258,000 |
| Noninterest expense | 317,000 | 629,000 | 953,000 | 1,341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 249,000 | 496,000 | 712,000 | 805,000 |
| Income tax | 13,000 | 25,000 | 34,000 | 42,000 |
| Net income | 236,000 | 471,000 | 678,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,410,000 | 4,420,000 | 4,477,000 | 4,362,000 |
| Total capital | 4,548,000 | 4,562,000 | 4,629,000 | 4,518,000 |
| Risk-weighted assets | 32,333,000 | 29,949,000 | 30,145,000 | 30,796,000 |