Call reports 2003
FARMERS SAVINGS BANK & TRUST — 2003
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 62,103,000 | 62,931,000 | 61,538,000 | 65,972,000 |
| Total loans | 26,438,000 | 25,562,000 | 26,104,000 | 26,183,000 |
| Allowance for loan losses | 142,000 | 133,000 | 123,000 | 140,000 |
| Securities available for sale | 28,812,000 | 30,290,000 | 29,951,000 | 31,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,452,000 | 53,802,000 | 52,216,000 | 56,641,000 |
| Interest-bearing deposits | 49,242,000 | 49,613,000 | 48,145,000 | 51,011,000 |
| Noninterest-bearing deposits | 4,210,000 | 4,189,000 | 4,071,000 | 5,630,000 |
| Equity capital | 5,574,000 | 5,861,000 | 5,326,000 | 5,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,568,000 | 2,308,000 | 3,026,000 |
| Interest expense | 329,000 | 652,000 | 959,000 | 1,257,000 |
| Net interest income | 470,000 | 916,000 | 1,349,000 | 1,769,000 |
| Noninterest income | 68,000 | 127,000 | 214,000 | 263,000 |
| Noninterest expense | 309,000 | 630,000 | 944,000 | 1,292,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 290,000 | 569,000 | 775,000 | 900,000 |
| Income tax | 15,000 | 29,000 | 39,000 | 48,000 |
| Net income | 275,000 | 540,000 | 736,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,377,000 | 4,462,000 | 4,443,000 | 4,369,000 |
| Total capital | 4,519,000 | 4,595,000 | 4,566,000 | 4,509,000 |
| Risk-weighted assets | 30,636,000 | 30,138,000 | 30,557,000 | 32,015,000 |