Call reports 2002
FARMERS SAVINGS BANK & TRUST — 2002
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,933,000 | 57,153,000 | 58,497,000 | 61,070,000 |
| Total loans | 25,151,000 | 26,063,000 | 28,028,000 | 26,915,000 |
| Allowance for loan losses | 156,000 | 107,000 | 158,000 | 162,000 |
| Securities available for sale | 25,379,000 | 27,177,000 | 27,426,000 | 26,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,689,000 | 49,877,000 | 49,793,000 | 52,477,000 |
| Interest-bearing deposits | 45,098,000 | 45,819,000 | 46,004,000 | 48,082,000 |
| Noninterest-bearing deposits | 3,591,000 | 4,058,000 | 3,789,000 | 4,395,000 |
| Equity capital | 4,484,000 | 4,950,000 | 5,633,000 | 5,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 842,000 | 1,672,000 | 2,525,000 | 3,364,000 |
| Interest expense | 406,000 | 781,000 | 1,153,000 | 1,500,000 |
| Net interest income | 436,000 | 891,000 | 1,372,000 | 1,864,000 |
| Noninterest income | 56,000 | 109,000 | 157,000 | 203,000 |
| Noninterest expense | 300,000 | 605,000 | 934,000 | 1,354,000 |
| Provision for loan losses | 180,000 | 195,000 | 178,000 | 178,000 |
| Pretax income | 183,000 | 482,000 | 744,000 | 901,000 |
| Income tax | 9,000 | 26,000 | 43,000 | 57,000 |
| Net income | 174,000 | 456,000 | 701,000 | 844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,276,000 | 4,324,000 | 4,344,000 | 4,252,000 |
| Total capital | 4,432,000 | 4,431,000 | 4,502,000 | 4,414,000 |
| Risk-weighted assets | 31,345,000 | 29,195,000 | 31,179,000 | 31,102,000 |