Call reports 2001
FARMERS SAVINGS BANK & TRUST — 2001
What FARMERS SAVINGS BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,248,000 | 53,944,000 | 53,345,000 | 58,008,000 |
| Total loans | 23,293,000 | 24,574,000 | 25,157,000 | 25,683,000 |
| Allowance for loan losses | 336,000 | 328,000 | 312,000 | 292,000 |
| Securities available for sale | 24,749,000 | 25,729,000 | 25,755,000 | 25,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,294,000 | 47,489,000 | 46,624,000 | 50,147,000 |
| Interest-bearing deposits | 43,069,000 | 44,319,000 | 43,323,000 | 45,096,000 |
| Noninterest-bearing deposits | 3,225,000 | 3,170,000 | 3,301,000 | 5,051,000 |
| Equity capital | 4,804,000 | 4,850,000 | 5,215,000 | 4,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 924,000 | 1,843,000 | 2,754,000 | 3,632,000 |
| Interest expense | 515,000 | 1,039,000 | 1,562,000 | 2,047,000 |
| Net interest income | 409,000 | 804,000 | 1,192,000 | 1,585,000 |
| Noninterest income | 39,000 | 105,000 | 153,000 | 214,000 |
| Noninterest expense | 284,000 | 568,000 | 855,000 | 1,197,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 164,000 | 349,000 | 520,000 | 633,000 |
| Income tax | 8,000 | 17,000 | 25,000 | 32,000 |
| Net income | 156,000 | 332,000 | 495,000 | 601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,388,000 | 4,409,000 | 4,422,000 | 4,353,000 |
| Total capital | 4,724,000 | 4,737,000 | 4,734,000 | 4,645,000 |
| Risk-weighted assets | 28,263,000 | 29,802,000 | 30,794,000 | 32,242,000 |