Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 90,306,000 | 89,501,000 | 89,031,000 | 86,850,000 |
| Total loans | 71,745,000 | 70,744,000 | 70,080,000 | 67,234,000 |
| Allowance for loan losses | 956,000 | 956,000 | 952,000 | 885,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,520,000 | 1,718,000 | 1,710,000 | 1,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,814,000 | 76,805,000 | 75,287,000 | 73,761,000 |
| Interest-bearing deposits | 72,175,000 | 71,590,000 | 70,031,000 | 68,583,000 |
| Noninterest-bearing deposits | 5,639,000 | 5,215,000 | 5,256,000 | 5,178,000 |
| Equity capital | 11,771,000 | 12,045,000 | 12,962,000 | 12,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 3,053,000 | 4,925,000 | 6,462,000 |
| Interest expense | 703,000 | 1,386,000 | 2,053,000 | 2,694,000 |
| Net interest income | 771,000 | 1,667,000 | 2,872,000 | 3,768,000 |
| Noninterest income | 54,000 | 98,000 | 421,000 | 500,000 |
| Noninterest expense | 605,000 | 1,271,000 | 1,882,000 | 2,473,000 |
| Provision for loan losses | 0 | 0 | 0 | 746,000 |
| Pretax income | 220,000 | 494,000 | 1,411,000 | 1,049,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 220,000 | 494,000 | 1,411,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,908,000 | 8,248,000 | 9,231,000 | 8,935,000 |
| Total capital | 8,712,000 | 9,039,000 | 10,001,000 | 9,694,000 |
| Risk-weighted assets | 64,217,000 | 63,133,000 | 61,499,000 | 60,612,000 |