Call reports 2024
PEOPLES BANK — 2024
What PEOPLES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 86,155,000 | 85,688,000 | 84,824,000 | 88,154,000 |
| Total loans | 67,520,000 | 68,057,000 | 67,798,000 | 70,721,000 |
| Allowance for loan losses | 763,000 | 762,000 | 763,000 | 955,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,562,000 | 1,559,000 | 1,538,000 | 1,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,091,000 | 73,354,000 | 72,254,000 | 76,079,000 |
| Interest-bearing deposits | 68,511,000 | 68,193,000 | 67,743,000 | 71,169,000 |
| Noninterest-bearing deposits | 5,580,000 | 5,161,000 | 4,511,000 | 4,910,000 |
| Equity capital | 11,365,000 | 11,592,000 | 11,701,000 | 11,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,386,000 | 2,929,000 | 4,402,000 | 5,917,000 |
| Interest expense | 768,000 | 1,542,000 | 2,297,000 | 3,035,000 |
| Net interest income | 618,000 | 1,387,000 | 2,105,000 | 2,882,000 |
| Noninterest income | -235,000 | -163,000 | -117,000 | -72,000 |
| Noninterest expense | 609,000 | 1,223,000 | 1,866,000 | 2,399,000 |
| Provision for loan losses | 774,000 | 774,000 | 786,000 | 1,225,000 |
| Pretax income | -1,000,000 | -773,000 | -664,000 | -814,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | -1,010,000 | -783,000 | -674,000 | -824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,409,000 | 7,531,000 | 7,706,000 | 7,622,000 |
| Total capital | 8,172,000 | 8,293,000 | 8,462,000 | 8,418,000 |
| Risk-weighted assets | 65,118,000 | 61,543,000 | 60,534,000 | 63,517,000 |