Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 85,500,000 | 87,763,000 | 83,747,000 | 82,741,000 |
| Total loans | 69,629,000 | 70,785,000 | 67,247,000 | 67,293,000 |
| Allowance for loan losses | 699,000 | 743,000 | 784,000 | 774,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,529,000 | 2,774,000 | 1,537,000 | 1,537,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,952,000 | 75,098,000 | 70,933,000 | 70,509,000 |
| Interest-bearing deposits | 66,961,000 | 69,408,000 | 65,681,000 | 65,119,000 |
| Noninterest-bearing deposits | 5,991,000 | 5,690,000 | 5,252,000 | 5,390,000 |
| Equity capital | 11,772,000 | 11,933,000 | 11,960,000 | 9,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,366,000 | 3,570,000 | 4,805,000 |
| Interest expense | 369,000 | 801,000 | 1,298,000 | 1,896,000 |
| Net interest income | 737,000 | 1,565,000 | 2,272,000 | 2,909,000 |
| Noninterest income | 108,000 | 151,000 | 209,000 | 314,000 |
| Noninterest expense | 550,000 | 1,159,000 | 1,817,000 | 2,648,000 |
| Provision for loan losses | 1,000 | 43,000 | 84,000 | 611,000 |
| Pretax income | 295,000 | 516,000 | 582,000 | -36,000 |
| Income tax | 68,000 | 128,000 | 128,000 | 0 |
| Net income | 227,000 | 388,000 | 454,000 | -36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,772,000 | 11,934,000 | 11,960,000 | 9,000,000 |
| Total capital | 12,471,000 | 12,677,000 | 12,744,000 | 9,774,000 |
| Risk-weighted assets | 64,091,000 | 65,226,000 | 63,917,000 | 62,939,000 |