Call reports 2022
PEOPLES BANK — 2022
What PEOPLES BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 84,512,000 | 83,718,000 | 83,310,000 | 86,351,000 |
| Total loans | 62,875,000 | 65,488,000 | 66,726,000 | 69,636,000 |
| Allowance for loan losses | 642,000 | 649,000 | 654,000 | 703,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,324,000 | 2,570,000 | 2,550,000 | 2,292,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,745,000 | 71,930,000 | 71,083,000 | 74,215,000 |
| Interest-bearing deposits | 66,665,000 | 65,916,000 | 65,498,000 | 68,095,000 |
| Noninterest-bearing deposits | 6,080,000 | 6,014,000 | 5,585,000 | 6,120,000 |
| Equity capital | 11,022,000 | 11,177,000 | 11,398,000 | 11,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,791,000 | 2,819,000 | 3,882,000 |
| Interest expense | 131,000 | 268,000 | 443,000 | 726,000 |
| Net interest income | 750,000 | 1,523,000 | 2,376,000 | 3,156,000 |
| Noninterest income | 40,000 | 86,000 | 136,000 | 189,000 |
| Noninterest expense | 547,000 | 1,151,000 | 1,724,000 | 2,332,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 243,000 | 458,000 | 788,000 | 938,000 |
| Income tax | 67,000 | 127,000 | 196,000 | 198,000 |
| Net income | 176,000 | 331,000 | 592,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,022,000 | 11,177,000 | 11,398,000 | 11,546,000 |
| Total capital | 11,664,000 | 11,826,000 | 12,052,000 | 12,249,000 |
| Risk-weighted assets | 60,516,000 | 62,484,000 | 63,290,000 | 64,363,000 |