Call reports 2021
PEOPLES BANK — 2021
What PEOPLES BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 86,142,000 | 83,967,000 | 82,844,000 | 83,756,000 |
| Total loans | 67,134,000 | 65,513,000 | 65,847,000 | 64,647,000 |
| Allowance for loan losses | 741,000 | 742,000 | 749,000 | 687,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,098,000 | 2,098,000 | 2,078,000 | 2,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,612,000 | 73,052,000 | 71,561,000 | 72,349,000 |
| Interest-bearing deposits | 69,420,000 | 66,805,000 | 65,981,000 | 65,583,000 |
| Noninterest-bearing deposits | 6,192,000 | 6,247,000 | 5,580,000 | 6,766,000 |
| Equity capital | 10,066,000 | 10,285,000 | 10,457,000 | 10,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 2,027,000 | 3,008,000 | 3,944,000 |
| Interest expense | 186,000 | 366,000 | 514,000 | 647,000 |
| Net interest income | 801,000 | 1,661,000 | 2,494,000 | 3,297,000 |
| Noninterest income | 40,000 | 67,000 | 92,000 | 113,000 |
| Noninterest expense | 584,000 | 1,181,000 | 1,742,000 | 2,123,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 257,000 | 547,000 | 844,000 | 1,287,000 |
| Income tax | 59,000 | 130,000 | 215,000 | 270,000 |
| Net income | 198,000 | 417,000 | 629,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,066,000 | 10,285,000 | 10,457,000 | 10,846,000 |
| Total capital | 10,807,000 | 11,026,000 | 11,206,000 | 11,533,000 |
| Risk-weighted assets | 60,974,000 | 59,302,000 | 61,512,000 | 61,581,000 |