Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 88,657,000 | 86,363,000 | 88,553,000 | 83,343,000 |
| Total loans | 74,047,000 | 72,161,000 | 69,026,000 | 68,049,000 |
| Allowance for loan losses | 747,000 | 719,000 | 734,000 | 715,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,753,000 | 1,752,000 | 1,848,000 | 2,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,605,000 | 76,030,000 | 77,950,000 | 72,950,000 |
| Interest-bearing deposits | 74,291,000 | 70,764,000 | 72,103,000 | 67,349,000 |
| Noninterest-bearing deposits | 4,314,000 | 5,266,000 | 5,847,000 | 5,601,000 |
| Equity capital | 9,226,000 | 9,570,000 | 9,684,000 | 9,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,164,000 | 2,388,000 | 3,487,000 | 4,523,000 |
| Interest expense | 334,000 | 614,000 | 856,000 | 1,064,000 |
| Net interest income | 830,000 | 1,774,000 | 2,631,000 | 3,459,000 |
| Noninterest income | 61,000 | 141,000 | 168,000 | 202,000 |
| Noninterest expense | 670,000 | 1,307,000 | 1,996,000 | 2,378,000 |
| Provision for loan losses | 25,000 | 155,000 | 155,000 | 405,000 |
| Pretax income | 196,000 | 453,000 | 648,000 | 878,000 |
| Income tax | 41,000 | 95,000 | 136,000 | 182,000 |
| Net income | 155,000 | 358,000 | 512,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,226,000 | 9,570,000 | 9,684,000 | 9,868,000 |
| Total capital | 9,973,000 | 10,289,000 | 10,418,000 | 10,583,000 |
| Risk-weighted assets | 70,855,000 | 66,470,000 | 64,786,000 | 63,017,000 |