Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 91,776,000 | 91,433,000 | 91,055,000 | 89,191,000 |
| Total loans | 78,327,000 | 77,672,000 | 76,814,000 | 75,242,000 |
| Allowance for loan losses | 703,000 | 692,000 | 717,000 | 730,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,763,000 | 1,763,000 | 1,753,000 | 1,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,278,000 | 81,937,000 | 81,125,000 | 79,500,000 |
| Interest-bearing deposits | 78,727,000 | 77,799,000 | 76,383,000 | 75,183,000 |
| Noninterest-bearing deposits | 4,551,000 | 4,138,000 | 4,742,000 | 4,317,000 |
| Equity capital | 7,970,000 | 8,792,000 | 8,957,000 | 9,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,470,000 | 3,786,000 | 4,998,000 |
| Interest expense | 361,000 | 746,000 | 1,148,000 | 1,509,000 |
| Net interest income | 857,000 | 1,724,000 | 2,638,000 | 3,489,000 |
| Noninterest income | 34,000 | 28,000 | 71,000 | 83,000 |
| Noninterest expense | 606,000 | 1,168,000 | 1,812,000 | 2,445,000 |
| Provision for loan losses | 100,000 | 119,000 | 159,000 | 259,000 |
| Pretax income | 185,000 | 465,000 | 738,000 | 868,000 |
| Income tax | 39,000 | 97,000 | 166,000 | 182,000 |
| Net income | 146,000 | 368,000 | 572,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,970,000 | 8,792,000 | 8,957,000 | 9,071,000 |
| Total capital | 8,673,000 | 9,484,000 | 9,674,000 | 9,801,000 |
| Risk-weighted assets | 77,049,000 | 76,598,000 | 75,530,000 | 73,888,000 |