Call reports 2018
PEOPLES BANK — 2018
What PEOPLES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 80,477,000 | 85,690,000 | 87,483,000 | 88,383,000 |
| Total loans | 69,497,000 | 73,547,000 | 76,061,000 | 77,081,000 |
| Allowance for loan losses | 576,000 | 599,000 | 646,000 | 701,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 585,000 | 585,000 | 575,000 | 575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,381,000 | 77,441,000 | 78,855,000 | 80,206,000 |
| Interest-bearing deposits | 69,787,000 | 73,545,000 | 74,515,000 | 75,837,000 |
| Noninterest-bearing deposits | 3,594,000 | 3,896,000 | 4,340,000 | 4,369,000 |
| Equity capital | 6,613,000 | 7,594,000 | 7,747,000 | 7,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,154,000 | 3,347,000 | 4,583,000 |
| Interest expense | 204,000 | 482,000 | 778,000 | 1,115,000 |
| Net interest income | 818,000 | 1,672,000 | 2,569,000 | 3,468,000 |
| Noninterest income | 45,000 | 89,000 | 128,000 | 145,000 |
| Noninterest expense | 566,000 | 1,191,000 | 1,887,000 | 2,508,000 |
| Provision for loan losses | 45,000 | 93,000 | 140,000 | 287,000 |
| Pretax income | 252,000 | 477,000 | 670,000 | 818,000 |
| Income tax | 50,000 | 100,000 | 137,000 | 207,000 |
| Net income | 202,000 | 377,000 | 533,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,613,000 | 7,594,000 | 7,747,000 | 7,825,000 |
| Total capital | 7,189,000 | 8,193,000 | 8,393,000 | 8,526,000 |
| Risk-weighted assets | 65,702,000 | 70,104,000 | 73,020,000 | 74,012,000 |