Call reports 2017
PEOPLES BANK — 2017
What PEOPLES BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 69,498,000 | 71,736,000 | 75,762,000 | 77,517,000 |
| Total loans | 59,113,000 | 60,874,000 | 63,528,000 | 66,122,000 |
| Allowance for loan losses | 521,000 | 493,000 | 523,000 | 529,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 493,000 | 493,000 | 493,000 | 493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,958,000 | 64,960,000 | 68,643,000 | 70,790,000 |
| Interest-bearing deposits | 59,781,000 | 60,764,000 | 65,026,000 | 66,836,000 |
| Noninterest-bearing deposits | 3,177,000 | 4,196,000 | 3,617,000 | 3,954,000 |
| Equity capital | 6,076,000 | 6,174,000 | 6,278,000 | 6,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,809,000 | 2,789,000 | 3,814,000 |
| Interest expense | 157,000 | 328,000 | 509,000 | 717,000 |
| Net interest income | 757,000 | 1,481,000 | 2,280,000 | 3,097,000 |
| Noninterest income | 29,000 | 74,000 | 111,000 | 149,000 |
| Noninterest expense | 570,000 | 1,121,000 | 1,723,000 | 2,319,000 |
| Provision for loan losses | 44,000 | 112,000 | 143,000 | 187,000 |
| Pretax income | 172,000 | 322,000 | 525,000 | 740,000 |
| Income tax | 58,000 | 109,000 | 175,000 | 258,000 |
| Net income | 114,000 | 213,000 | 350,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,076,000 | 6,174,000 | 6,278,000 | 6,411,000 |
| Total capital | 6,597,000 | 6,667,000 | 6,801,000 | 6,940,000 |
| Risk-weighted assets | 56,405,000 | 56,245,000 | 58,362,000 | 62,725,000 |