Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 53,875,000 | 57,315,000 | 63,601,000 | 69,217,000 |
| Total loans | 43,374,000 | 47,018,000 | 52,745,000 | 57,985,000 |
| Allowance for loan losses | 399,000 | 414,000 | 448,000 | 477,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 513,000 | 513,000 | 513,000 | 513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,890,000 | 51,073,000 | 57,106,000 | 62,977,000 |
| Interest-bearing deposits | 45,252,000 | 47,559,000 | 53,870,000 | 59,533,000 |
| Noninterest-bearing deposits | 2,638,000 | 3,514,000 | 3,237,000 | 3,444,000 |
| Equity capital | 5,782,000 | 5,870,000 | 5,936,000 | 5,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,387,000 | 2,194,000 | 3,090,000 |
| Interest expense | 100,000 | 203,000 | 325,000 | 471,000 |
| Net interest income | 566,000 | 1,184,000 | 1,869,000 | 2,619,000 |
| Noninterest income | 21,000 | 44,000 | 78,000 | 96,000 |
| Noninterest expense | 486,000 | 973,000 | 1,507,000 | 2,091,000 |
| Provision for loan losses | 30,000 | 51,000 | 85,000 | 130,000 |
| Pretax income | 71,000 | 204,000 | 355,000 | 494,000 |
| Income tax | 24,000 | 69,000 | 121,000 | 201,000 |
| Net income | 47,000 | 135,000 | 234,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,782,000 | 5,870,000 | 5,936,000 | 5,961,000 |
| Total capital | 6,181,000 | 6,284,000 | 6,384,000 | 6,438,000 |
| Risk-weighted assets | 43,312,000 | 45,941,000 | 50,532,000 | 55,880,000 |