Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 46,670,000 | 49,432,000 | 50,150,000 | 52,428,000 |
| Total loans | 36,220,000 | 39,408,000 | 39,215,000 | 41,794,000 |
| Allowance for loan losses | 331,000 | 330,000 | 349,000 | 370,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 533,000 | 533,000 | 532,000 | 532,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,666,000 | 44,711,000 | 45,227,000 | 47,878,000 |
| Interest-bearing deposits | 38,746,000 | 41,742,000 | 42,174,000 | 44,504,000 |
| Noninterest-bearing deposits | 2,920,000 | 2,969,000 | 3,053,000 | 3,374,000 |
| Equity capital | 4,342,000 | 4,414,000 | 4,457,000 | 4,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,171,000 | 1,810,000 | 2,488,000 |
| Interest expense | 84,000 | 160,000 | 253,000 | 351,000 |
| Net interest income | 485,000 | 1,011,000 | 1,557,000 | 2,137,000 |
| Noninterest income | 23,000 | 50,000 | 51,000 | 78,000 |
| Noninterest expense | 398,000 | 831,000 | 1,255,000 | 1,758,000 |
| Provision for loan losses | 0 | 10,000 | 30,000 | 62,000 |
| Pretax income | 110,000 | 220,000 | 323,000 | 395,000 |
| Income tax | 37,000 | 75,000 | 110,000 | 154,000 |
| Net income | 73,000 | 145,000 | 213,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,342,000 | 4,414,000 | 4,457,000 | 4,485,000 |
| Total capital | 4,673,000 | 4,744,000 | 4,806,000 | 4,855,000 |
| Risk-weighted assets | 37,105,000 | 40,917,000 | 40,393,000 | 42,315,000 |