Call reports 2014
PEOPLES BANK — 2014
What PEOPLES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 34,060,000 | 34,405,000 | 40,807,000 | 45,260,000 |
| Total loans | 27,429,000 | 31,552,000 | 32,797,000 | 34,017,000 |
| Allowance for loan losses | 329,000 | 314,000 | 317,000 | 330,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,869,000 | 29,643,000 | 35,627,000 | 40,391,000 |
| Interest-bearing deposits | 26,696,000 | 26,363,000 | 32,528,000 | 37,122,000 |
| Noninterest-bearing deposits | 3,173,000 | 3,280,000 | 3,099,000 | 3,269,000 |
| Equity capital | 4,050,000 | 4,154,000 | 4,199,000 | 4,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 976,000 | 1,517,000 | 2,096,000 |
| Interest expense | 42,000 | 88,000 | 144,000 | 211,000 |
| Net interest income | 413,000 | 888,000 | 1,373,000 | 1,885,000 |
| Noninterest income | 18,000 | 53,000 | 82,000 | 114,000 |
| Noninterest expense | 311,000 | 664,000 | 1,070,000 | 1,478,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 25,000 |
| Pretax income | 115,000 | 272,000 | 380,000 | 496,000 |
| Income tax | 39,000 | 92,000 | 129,000 | 177,000 |
| Net income | 76,000 | 180,000 | 251,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,050,000 | 4,154,000 | 4,199,000 | 4,267,000 |
| Total capital | 4,375,000 | 4,468,000 | 4,516,000 | 4,597,000 |
| Risk-weighted assets | 25,984,000 | 28,580,000 | 31,662,000 | 34,543,000 |