Call reports 2013
PEOPLES BANK — 2013
What PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 23,984,000 | 24,476,000 | 27,386,000 | 31,020,000 |
| Total loans | 19,513,000 | 20,571,000 | 23,329,000 | 25,830,000 |
| Allowance for loan losses | 320,000 | 318,000 | 320,000 | 311,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 311,000 | 311,000 | 311,000 | 311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,071,000 | 20,386,000 | 23,144,000 | 27,019,000 |
| Interest-bearing deposits | 16,825,000 | 16,728,000 | 19,855,000 | 23,865,000 |
| Noninterest-bearing deposits | 3,246,000 | 3,658,000 | 3,289,000 | 3,154,000 |
| Equity capital | 3,804,000 | 3,880,000 | 3,928,000 | 3,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 706,000 | 1,107,000 | 1,557,000 |
| Interest expense | 29,000 | 54,000 | 83,000 | 121,000 |
| Net interest income | 310,000 | 652,000 | 1,024,000 | 1,436,000 |
| Noninterest income | 17,000 | 51,000 | 77,000 | 87,000 |
| Noninterest expense | 250,000 | 510,000 | 800,000 | 1,158,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 77,000 | 193,000 | 301,000 | 345,000 |
| Income tax | 26,000 | 66,000 | 102,000 | 100,000 |
| Net income | 51,000 | 127,000 | 199,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,804,000 | 3,880,000 | 3,928,000 | 3,974,000 |
| Total capital | 4,025,000 | 4,115,000 | 4,199,000 | 4,278,000 |
| Risk-weighted assets | 17,617,000 | 18,738,000 | 21,629,000 | 24,313,000 |