Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 23,239,000 | 23,652,000 | 23,840,000 | 23,348,000 |
| Total loans | 18,294,000 | 18,591,000 | 18,614,000 | 19,095,000 |
| Allowance for loan losses | 340,000 | 332,000 | 304,000 | 319,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 623,000 | 423,000 | 323,000 | 323,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,492,000 | 19,739,000 | 19,775,000 | 19,558,000 |
| Interest-bearing deposits | 16,528,000 | 16,844,000 | 16,710,000 | 16,549,000 |
| Noninterest-bearing deposits | 2,964,000 | 2,895,000 | 3,065,000 | 3,009,000 |
| Equity capital | 3,666,000 | 3,768,000 | 3,856,000 | 3,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 747,000 | 1,123,000 | 1,502,000 |
| Interest expense | 33,000 | 66,000 | 98,000 | 128,000 |
| Net interest income | 340,000 | 681,000 | 1,025,000 | 1,374,000 |
| Noninterest income | 19,000 | 39,000 | 58,000 | 85,000 |
| Noninterest expense | 198,000 | 403,000 | 594,000 | 1,063,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 161,000 | 317,000 | 489,000 | 346,000 |
| Income tax | 55,000 | 108,000 | 166,000 | 126,000 |
| Net income | 106,000 | 209,000 | 323,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,666,000 | 3,768,000 | 3,856,000 | 3,753,000 |
| Total capital | 3,867,000 | 3,974,000 | 4,065,000 | 3,968,000 |
| Risk-weighted assets | 15,964,000 | 16,324,000 | 16,641,000 | 17,094,000 |