Call reports 2011
PEOPLES BANK — 2011
What PEOPLES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 19,907,000 | 21,895,000 | 22,197,000 | 21,886,000 |
| Total loans | 14,441,000 | 16,503,000 | 16,661,000 | 17,545,000 |
| Allowance for loan losses | 304,000 | 304,000 | 304,000 | 340,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 934,000 | 734,000 | 634,000 | 623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,381,000 | 18,210,000 | 18,359,000 | 18,240,000 |
| Interest-bearing deposits | 14,121,000 | 15,273,000 | 15,235,000 | 15,412,000 |
| Noninterest-bearing deposits | 2,260,000 | 2,937,000 | 3,124,000 | 2,828,000 |
| Equity capital | 3,475,000 | 3,571,000 | 3,656,000 | 3,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 642,000 | 996,000 | 1,359,000 |
| Interest expense | 39,000 | 75,000 | 111,000 | 146,000 |
| Net interest income | 252,000 | 567,000 | 885,000 | 1,213,000 |
| Noninterest income | 25,000 | 50,000 | 73,000 | 94,000 |
| Noninterest expense | 183,000 | 377,000 | 554,000 | 970,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 94,000 | 240,000 | 404,000 | 297,000 |
| Income tax | 32,000 | 82,000 | 137,000 | 126,000 |
| Net income | 62,000 | 158,000 | 267,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,475,000 | 3,571,000 | 3,656,000 | 3,560,000 |
| Total capital | 3,638,000 | 3,748,000 | 3,832,000 | 3,744,000 |
| Risk-weighted assets | 12,863,000 | 14,060,000 | 13,960,000 | 14,535,000 |