Call reports 2010
PEOPLES BANK — 2010
What PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 19,760,000 | 20,121,000 | 19,896,000 | 19,559,000 |
| Total loans | 11,452,000 | 12,471,000 | 12,591,000 | 12,772,000 |
| Allowance for loan losses | 264,000 | 264,000 | 264,000 | 302,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 945,000 | 1,144,000 | 1,044,000 | 1,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,362,000 | 16,627,000 | 16,322,000 | 16,112,000 |
| Interest-bearing deposits | 13,633,000 | 13,787,000 | 13,363,000 | 13,451,000 |
| Noninterest-bearing deposits | 2,729,000 | 2,840,000 | 2,959,000 | 2,661,000 |
| Equity capital | 3,334,000 | 3,389,000 | 3,427,000 | 3,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 547,000 | 832,000 | 1,127,000 |
| Interest expense | 50,000 | 96,000 | 140,000 | 182,000 |
| Net interest income | 226,000 | 451,000 | 692,000 | 945,000 |
| Noninterest income | 22,000 | 44,000 | 66,000 | 90,000 |
| Noninterest expense | 171,000 | 334,000 | 512,000 | 801,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 77,000 | 161,000 | 246,000 | 194,000 |
| Income tax | 26,000 | 55,000 | 84,000 | 46,000 |
| Net income | 51,000 | 106,000 | 162,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,334,000 | 3,389,000 | 3,427,000 | 3,413,000 |
| Total capital | 3,471,000 | 3,535,000 | 3,577,000 | 3,563,000 |
| Risk-weighted assets | 10,806,000 | 11,589,000 | 11,896,000 | 11,875,000 |