Call reports 2009
PEOPLES BANK — 2009
What PEOPLES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 18,611,000 | 18,722,000 | 18,616,000 | 19,423,000 |
| Total loans | 11,232,000 | 11,759,000 | 11,445,000 | 11,861,000 |
| Allowance for loan losses | 285,000 | 287,000 | 284,000 | 263,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,255,000 | 956,000 | 956,000 | 955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,391,000 | 15,383,000 | 15,150,000 | 16,074,000 |
| Interest-bearing deposits | 12,590,000 | 12,765,000 | 12,649,000 | 13,486,000 |
| Noninterest-bearing deposits | 2,801,000 | 2,618,000 | 2,501,000 | 2,588,000 |
| Equity capital | 3,154,000 | 3,224,000 | 3,294,000 | 3,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 560,000 | 845,000 | 1,126,000 |
| Interest expense | 67,000 | 127,000 | 183,000 | 237,000 |
| Net interest income | 202,000 | 433,000 | 662,000 | 889,000 |
| Noninterest income | 25,000 | 52,000 | 124,000 | 89,000 |
| Noninterest expense | 169,000 | 321,000 | 489,000 | 754,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 164,000 | 297,000 | 224,000 |
| Income tax | 20,000 | 56,000 | 101,000 | 39,000 |
| Net income | 38,000 | 108,000 | 196,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,154,000 | 3,224,000 | 3,294,000 | 3,283,000 |
| Total capital | 3,290,000 | 3,367,000 | 3,429,000 | 3,423,000 |
| Risk-weighted assets | 10,768,000 | 11,291,000 | 10,679,000 | 11,082,000 |