Call reports 2008
PEOPLES BANK — 2008
What PEOPLES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 17,459,000 | 18,368,000 | 18,179,000 | 18,263,000 |
| Total loans | 11,608,000 | 11,296,000 | 11,174,000 | 11,192,000 |
| Allowance for loan losses | 354,000 | 348,000 | 358,000 | 283,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 890,000 | 1,043,000 | 1,042,000 | 1,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,399,000 | 15,226,000 | 14,960,000 | 15,099,000 |
| Interest-bearing deposits | 12,147,000 | 12,539,000 | 12,138,000 | 12,400,000 |
| Noninterest-bearing deposits | 2,252,000 | 2,687,000 | 2,822,000 | 2,699,000 |
| Equity capital | 3,001,000 | 3,049,000 | 3,086,000 | 3,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 617,000 | 924,000 | 1,210,000 |
| Interest expense | 105,000 | 202,000 | 288,000 | 367,000 |
| Net interest income | 213,000 | 415,000 | 636,000 | 843,000 |
| Noninterest income | 28,000 | 57,000 | 91,000 | 117,000 |
| Noninterest expense | 178,000 | 336,000 | 508,000 | 767,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 136,000 | 219,000 | 193,000 |
| Income tax | 21,000 | 46,000 | 74,000 | 18,000 |
| Net income | 42,000 | 90,000 | 145,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,001,000 | 3,049,000 | 3,086,000 | 3,116,000 |
| Total capital | 3,141,000 | 3,190,000 | 3,222,000 | 3,254,000 |
| Risk-weighted assets | 10,983,000 | 11,037,000 | 10,667,000 | 10,868,000 |