Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 16,822,000 | 17,569,000 | 17,456,000 | 17,323,000 |
| Total loans | 11,775,000 | 12,782,000 | 11,728,000 | 11,391,000 |
| Allowance for loan losses | 417,000 | 406,000 | 406,000 | 362,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,515,000 | 1,250,000 | 1,450,000 | 1,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,910,000 | 14,523,000 | 14,323,000 | 14,342,000 |
| Interest-bearing deposits | 11,845,000 | 11,943,000 | 11,924,000 | 12,023,000 |
| Noninterest-bearing deposits | 2,065,000 | 2,580,000 | 2,399,000 | 2,319,000 |
| Equity capital | 2,841,000 | 2,918,000 | 2,955,000 | 2,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 669,000 | 1,009,000 | 1,320,000 |
| Interest expense | 99,000 | 205,000 | 311,000 | 422,000 |
| Net interest income | 229,000 | 464,000 | 698,000 | 898,000 |
| Noninterest income | 33,000 | 62,000 | 88,000 | 119,000 |
| Noninterest expense | 172,000 | 320,000 | 484,000 | 761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 206,000 | 302,000 | 258,000 |
| Income tax | 31,000 | 70,000 | 103,000 | 55,000 |
| Net income | 59,000 | 136,000 | 199,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,841,000 | 2,918,000 | 2,955,000 | 2,959,000 |
| Total capital | 2,977,000 | 3,065,000 | 3,090,000 | 3,094,000 |
| Risk-weighted assets | 10,612,000 | 11,509,000 | 10,557,000 | 10,609,000 |