Call reports 2006
PEOPLES BANK — 2006
What PEOPLES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 16,462,000 | 16,909,000 | 16,867,000 | 16,907,000 |
| Total loans | 11,110,000 | 11,075,000 | 10,911,000 | 11,142,000 |
| Allowance for loan losses | 409,000 | 403,000 | 392,000 | 417,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,899,000 | 1,915,000 | 1,915,000 | 1,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,712,000 | 14,025,000 | 13,873,000 | 14,092,000 |
| Interest-bearing deposits | 11,534,000 | 11,808,000 | 11,696,000 | 11,627,000 |
| Noninterest-bearing deposits | 2,178,000 | 2,217,000 | 2,177,000 | 2,465,000 |
| Equity capital | 2,676,000 | 2,755,000 | 2,806,000 | 2,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 619,000 | 945,000 | 1,286,000 |
| Interest expense | 70,000 | 147,000 | 232,000 | 323,000 |
| Net interest income | 235,000 | 472,000 | 713,000 | 963,000 |
| Noninterest income | 29,000 | 60,000 | 93,000 | 123,000 |
| Noninterest expense | 166,000 | 314,000 | 472,000 | 775,000 |
| Provision for loan losses | 0 | 0 | 0 | 27,000 |
| Pretax income | 98,000 | 218,000 | 334,000 | 284,000 |
| Income tax | 33,000 | 74,000 | 114,000 | 88,000 |
| Net income | 65,000 | 144,000 | 220,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,676,000 | 2,755,000 | 2,806,000 | 2,782,000 |
| Total capital | 2,803,000 | 2,883,000 | 2,938,000 | 2,913,000 |
| Risk-weighted assets | 9,854,000 | 9,949,000 | 10,238,000 | 10,193,000 |