Call reports 2003
PEOPLES BANK — 2003
What PEOPLES BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 17,188,000 | 17,552,000 | 17,747,000 | 17,519,000 |
| Total loans | 13,074,000 | 12,358,000 | 12,512,000 | 12,900,000 |
| Allowance for loan losses | 503,000 | 463,000 | 459,000 | 456,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,002,000 | 1,302,000 | 1,601,000 | 1,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,992,000 | 15,235,000 | 15,332,000 | 15,250,000 |
| Interest-bearing deposits | 13,288,000 | 13,386,000 | 13,579,000 | 13,432,000 |
| Noninterest-bearing deposits | 1,704,000 | 1,849,000 | 1,753,000 | 1,818,000 |
| Equity capital | 2,111,000 | 2,181,000 | 2,232,000 | 2,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 647,000 | 962,000 | 1,275,000 |
| Interest expense | 91,000 | 177,000 | 257,000 | 329,000 |
| Net interest income | 233,000 | 470,000 | 705,000 | 946,000 |
| Noninterest income | 23,000 | 45,000 | 66,000 | 108,000 |
| Noninterest expense | 152,000 | 304,000 | 450,000 | 717,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 104,000 | 211,000 | 321,000 | 307,000 |
| Income tax | 35,000 | 72,000 | 109,000 | 77,000 |
| Net income | 69,000 | 139,000 | 212,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,111,000 | 2,181,000 | 2,232,000 | 2,250,000 |
| Total capital | 2,251,000 | 2,321,000 | 2,373,000 | 2,396,000 |
| Risk-weighted assets | 10,841,000 | 10,877,000 | 11,000,000 | 11,356,000 |