Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 16,770,000 | 17,062,000 | 16,828,000 | 17,400,000 |
| Total loans | 12,803,000 | 12,957,000 | 12,826,000 | 12,632,000 |
| Allowance for loan losses | 409,000 | 407,000 | 427,000 | 503,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,004,000 | 1,004,000 | 1,003,000 | 703,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,694,000 | 14,860,000 | 14,502,000 | 15,268,000 |
| Interest-bearing deposits | 13,203,000 | 13,108,000 | 12,889,000 | 13,366,000 |
| Noninterest-bearing deposits | 1,491,000 | 1,752,000 | 1,613,000 | 1,902,000 |
| Equity capital | 1,977,000 | 2,054,000 | 2,125,000 | 2,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 689,000 | 1,049,000 | 1,394,000 |
| Interest expense | 129,000 | 248,000 | 362,000 | 467,000 |
| Net interest income | 214,000 | 441,000 | 687,000 | 927,000 |
| Noninterest income | 27,000 | 56,000 | 84,000 | 113,000 |
| Noninterest expense | 139,000 | 279,000 | 415,000 | 687,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 102,000 | 218,000 | 356,000 | 278,000 |
| Income tax | 35,000 | 74,000 | 121,000 | 126,000 |
| Net income | 67,000 | 144,000 | 235,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,977,000 | 2,054,000 | 2,125,000 | 2,042,000 |
| Total capital | 2,117,000 | 2,197,000 | 2,264,000 | 2,181,000 |
| Risk-weighted assets | 10,915,000 | 11,144,000 | 10,849,000 | 10,760,000 |