Call reports 2001
PEOPLES BANK — 2001
What PEOPLES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 14,763,000 | 15,940,000 | 16,388,000 | 16,934,000 |
| Total loans | 12,701,000 | 12,561,000 | 13,033,000 | 12,985,000 |
| Allowance for loan losses | 387,000 | 368,000 | 365,000 | 394,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 873,000 | 975,000 | 1,000,000 | 1,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,726,000 | 13,859,000 | 14,197,000 | 14,960,000 |
| Interest-bearing deposits | 11,208,000 | 12,184,000 | 12,752,000 | 13,576,000 |
| Noninterest-bearing deposits | 1,518,000 | 1,675,000 | 1,445,000 | 1,384,000 |
| Equity capital | 1,846,000 | 1,927,000 | 1,983,000 | 1,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 745,000 | 1,124,000 | 1,491,000 |
| Interest expense | 137,000 | 286,000 | 437,000 | 601,000 |
| Net interest income | 230,000 | 459,000 | 687,000 | 890,000 |
| Noninterest income | 26,000 | 53,000 | 78,000 | 104,000 |
| Noninterest expense | 134,000 | 266,000 | 404,000 | 664,000 |
| Provision for loan losses | 0 | 0 | 0 | 80,000 |
| Pretax income | 122,000 | 246,000 | 361,000 | 250,000 |
| Income tax | 41,000 | 84,000 | 123,000 | 85,000 |
| Net income | 81,000 | 162,000 | 238,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,846,000 | 1,927,000 | 1,983,000 | 1,910,000 |
| Total capital | 1,979,000 | 2,062,000 | 2,123,000 | 2,052,000 |
| Risk-weighted assets | 10,388,000 | 10,558,000 | 10,951,000 | 11,085,000 |