Call reports 2025
TXN BANK — 2025
What TXN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 619,520,000 | 631,678,000 | 636,720,000 | 650,179,000 |
| Total loans | 318,529,000 | 331,716,000 | 346,415,000 | 344,243,000 |
| Allowance for loan losses | 4,293,000 | 4,725,000 | 4,312,000 | 4,519,000 |
| Securities available for sale | 209,070,000 | 197,525,000 | 198,636,000 | 196,595,000 |
| Securities held to maturity | 12,178,000 | 11,983,000 | 7,125,000 | 7,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 574,481,000 | 586,427,000 | 585,419,000 | 595,891,000 |
| Interest-bearing deposits | 422,161,000 | 428,241,000 | 428,184,000 | 436,911,000 |
| Noninterest-bearing deposits | 152,320,000 | 158,186,000 | 157,235,000 | 158,980,000 |
| Equity capital | 41,830,000 | 42,001,000 | 47,811,000 | 50,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,885,000 | 13,985,000 | 21,328,000 | 28,868,000 |
| Interest expense | 2,720,000 | 5,290,000 | 7,794,000 | 10,223,000 |
| Net interest income | 4,165,000 | 8,695,000 | 13,534,000 | 18,645,000 |
| Noninterest income | 792,000 | 1,963,000 | 3,108,000 | 4,301,000 |
| Noninterest expense | 4,182,000 | 8,139,000 | 12,268,000 | 17,337,000 |
| Provision for loan losses | 225,000 | 914,000 | 639,000 | 989,000 |
| Pretax income | 550,000 | 1,593,000 | 3,723,000 | 4,608,000 |
| Income tax | 430,000 | 630,000 | 880,000 | 436,000 |
| Net income | 120,000 | 963,000 | 2,843,000 | 4,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,964,000 | 62,314,000 | 63,701,000 | 64,677,000 |
| Total capital | 66,620,000 | 67,402,000 | 68,376,000 | 69,559,000 |
| Risk-weighted assets | 395,140,000 | 407,253,000 | 418,129,000 | 411,910,000 |