Call reports 2024
TXN BANK — 2024
What TXN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 669,212,000 | 654,966,000 | 654,161,000 | 611,776,000 |
| Total loans | 295,223,000 | 300,853,000 | 310,790,000 | 313,869,000 |
| Allowance for loan losses | 4,028,000 | 4,032,000 | 3,959,000 | 4,074,000 |
| Securities available for sale | 220,697,000 | 216,600,000 | 219,577,000 | 212,347,000 |
| Securities held to maturity | 11,390,000 | 11,198,000 | 11,142,000 | 11,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,571,000 | 556,789,000 | 548,391,000 | 560,875,000 |
| Interest-bearing deposits | 419,150,000 | 408,350,000 | 398,325,000 | 409,778,000 |
| Noninterest-bearing deposits | 153,421,000 | 148,439,000 | 150,066,000 | 151,097,000 |
| Equity capital | 31,870,000 | 32,352,000 | 39,981,000 | 32,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,143,000 | 14,431,000 | 21,779,000 | 29,059,000 |
| Interest expense | 3,507,000 | 7,188,000 | 10,684,000 | 13,811,000 |
| Net interest income | 3,636,000 | 7,243,000 | 11,095,000 | 15,248,000 |
| Noninterest income | 997,000 | 1,984,000 | 3,031,000 | 4,167,000 |
| Noninterest expense | 3,946,000 | 7,783,000 | 11,779,000 | 15,653,000 |
| Provision for loan losses | 73,000 | 76,000 | 77,000 | 223,000 |
| Pretax income | 548,000 | 1,302,000 | 2,204,000 | 3,623,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 548,000 | 1,302,000 | 2,204,000 | 3,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,162,000 | 61,259,000 | 61,478,000 | 62,338,000 |
| Total capital | 65,703,000 | 65,804,000 | 65,950,000 | 66,775,000 |
| Risk-weighted assets | 370,915,000 | 375,044,000 | 383,676,000 | 387,714,000 |