Call reports 2023
TXN BANK — 2023
What TXN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 605,924,000 | 611,593,000 | 619,747,000 | 634,048,000 |
| Total loans | 295,447,000 | 304,227,000 | 308,105,000 | 300,726,000 |
| Allowance for loan losses | 4,191,000 | 4,294,000 | 4,334,000 | 4,049,000 |
| Securities available for sale | 243,792,000 | 235,002,000 | 220,387,000 | 229,376,000 |
| Securities held to maturity | 11,750,000 | 11,566,000 | 11,508,000 | 11,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 565,087,000 | 554,077,000 | 558,567,000 | 550,742,000 |
| Interest-bearing deposits | 393,319,000 | 387,744,000 | 396,319,000 | 387,075,000 |
| Noninterest-bearing deposits | 171,768,000 | 166,333,000 | 162,248,000 | 163,667,000 |
| Equity capital | 32,092,000 | 28,183,000 | 21,082,000 | 34,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,845,000 | 11,839,000 | 18,275,000 | 25,326,000 |
| Interest expense | 1,607,000 | 3,904,000 | 6,982,000 | 10,206,000 |
| Net interest income | 4,238,000 | 7,935,000 | 11,293,000 | 15,120,000 |
| Noninterest income | 1,015,000 | 2,011,000 | 3,033,000 | 4,122,000 |
| Noninterest expense | 3,723,000 | 7,041,000 | 10,572,000 | 14,286,000 |
| Provision for loan losses | 139,000 | 278,000 | 417,000 | 463,000 |
| Pretax income | 1,410,000 | 2,646,000 | 3,356,000 | 4,419,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,410,000 | 2,646,000 | 3,356,000 | 4,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,689,000 | 60,741,000 | 60,844,000 | 61,299,000 |
| Total capital | 64,880,000 | 65,035,000 | 65,178,000 | 65,795,000 |
| Risk-weighted assets | 366,029,000 | 379,834,000 | 384,824,000 | 377,922,000 |